Important Facts You Need to Know About Covered California Obamacare

The Covered California refers to the health insurance marketplace in California, USA, in accordance with the Patient Protection and Affordable Care Act, enabling small businesses and individuals to avail of health insurance at federally subsidized rates. Covered California is being administered by an independent agency of the California government. California was the first state in the United States to set up a health insurance marketplace and the California Health Benefit Exchange was created under then-Governor Arnold Schwarzenegger, prioritizing Obamacare in 2010. Through the Patient Protection and Affordable Care Act and Obamacare, Californians can get federal premium assistance to help of Covered California and avail private insurance.

The insurance companies that are participating in individual and family exchange include Anthem Blue Cross of California, Blue Shield of California, Chinese Community Health Plan, Health Net, Kaiser foundation health Plan, L.A. Care Health Plan, Molina Healthcare, Oscar Health, Sharp Health Plan, Valley Health Plan (owned by Santa Clara County), Western Health Advantage, and Brand New Day. The open enrollment for Covered California or Obamacare begins each fall, and others may be eligible to sign up anytime within the year due to life-changing events like moving, giving birth, or getting married. The covered California income limits need consumers to have a household income ranging from 0% to 400% of the Federal Poverty Level in order to qualify for the government health insurance plan assistance.

You can check on Obamacare income guidelines chart based on the Federal Poverty Level online. According to the Obamacare Income Guidelines and salary restrictions, an individual earns less than $47,520 in a year, or a family makes less than $97,200 per year, they may qualify for government assistance basing on their income, and a greater amount of government assistance is available if a family has a lower household net income. What are the parameters for low-income females who are expecting a baby? Pregnant women may qualify for Covered California if her household earnings is more than 138% to 213%. On the other hand, children who enroll on Obama Care California plans may also qualify for MediCal when the family household income is 266% or less. It is important show document proofs to verify your household income threshold which include bank statements, paystub, and others.

The Obamacare simplified is very helpful to low-income earning families, making quality healthcare accessible to everybody. The Covered California website is your resource hub for Obamacare or Medicare and Fresno insurance simplified. You can also read related articles about Obamacare and Fresno Insurance through our homepage or website now! Every Californian deserve quality healthcare, so learn more about Obamacare and take advantage of it now!

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